Citizens Union Bank Service Available Job Openings Listing of all available openings at Citizens Union Bank http://cubbankhiring.com/ en-US Fri, 7 Aug 2020 09:35:01 CST Mortgage Loan Officer http://cubbankhiring.com//jobDesc.asp?JobID=8 Job Title: Mortgage Loan Officer Reports to : VP Mortgage Lending FLSA Status: Non - Exempt SUMMARY: Performs a wide range of duties relating to the origination of residential 1st mortgage loans from outside and internal referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. ESSENTIAL DUTIES & RESPONSIBILITIES: · Develop referral contacts (realtors, builders, professional and personal contacts). · Maintain knowledge of bank's policies and procedures. · Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. · Follow defined protocol for escalation exceptions. · Take applicant applications by completing Fannie Mae form 1003. · Utilize the computer for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan. · Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. · Manage pipeline for all originated loans through closing and complete required management reports. · Communicate with branches and/or applicants of providing timely updates and progress reports. · Maintain high levels of customer service while managing each applicant's and support staff's expectations. · Attend and participate in all Lending meetings as required by management. · Preparation of all required disclosures compliant with guidelines and Federal and State Laws SUPERVISORY RESPONSIBILITIES: None. Requirements MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED: · High school diploma or equivalent mandatory. Four-year college degree preferred. · Knowledge of secondary market lending operations, conventional and/or government lending guidelines. · Knowledge of residential mortgage processing, underwriting, and closing procedures. · Knowledge of federal lending regulations governing real estate lending. · Demonstrated organizational skills. · Strong written and verbal communications skills. · Demonstrated teamwork and customer service skills. · Proven computer skills. · Basic sales technique skills. · Strong desire to excel in a competitive environment. · Self Motivator Thu, 13 Nov 2008 14:24:27 CST Jefferson, KY 8 Mortgage Loan Officer http://cubbankhiring.com//jobDesc.asp?JobID=8 Job Title: Mortgage Loan Officer Reports to : VP Mortgage Lending FLSA Status: Non - Exempt SUMMARY: Performs a wide range of duties relating to the origination of residential 1st mortgage loans from outside and internal referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. ESSENTIAL DUTIES & RESPONSIBILITIES: · Develop referral contacts (realtors, builders, professional and personal contacts). · Maintain knowledge of bank's policies and procedures. · Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. · Follow defined protocol for escalation exceptions. · Take applicant applications by completing Fannie Mae form 1003. · Utilize the computer for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan. · Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. · Manage pipeline for all originated loans through closing and complete required management reports. · Communicate with branches and/or applicants of providing timely updates and progress reports. · Maintain high levels of customer service while managing each applicant's and support staff's expectations. · Attend and participate in all Lending meetings as required by management. · Preparation of all required disclosures compliant with guidelines and Federal and State Laws SUPERVISORY RESPONSIBILITIES: None. Requirements MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED: · High school diploma or equivalent mandatory. Four-year college degree preferred. · Knowledge of secondary market lending operations, conventional and/or government lending guidelines. · Knowledge of residential mortgage processing, underwriting, and closing procedures. · Knowledge of federal lending regulations governing real estate lending. · Demonstrated organizational skills. · Strong written and verbal communications skills. · Demonstrated teamwork and customer service skills. · Proven computer skills. · Basic sales technique skills. · Strong desire to excel in a competitive environment. · Self Motivator Thu, 13 Nov 2008 14:24:27 CST Spencer, KY 8 Bank Teller http://cubbankhiring.com//jobDesc.asp?JobID=18 CITIZENS UNION BANK JOB DESCRIPTION JOB TITLE: Teller I REPORTS TO: Branch Manager/Assistant Branch Manager/Head Teller FLSA STATUS: Non Exempt SUMMARY: This position is responsible for providing a variety of customer service functions, such as conducting checking and savings account transactions, processing loan transactions, cashing checks, selling money orders and travelers checks, processing mail, maintaining account records, etc. This position is responsible for providing a high quality of customer service, cross-selling Bank services, and balancing each day's transactions and verifying cash totals. ESSENTIAL DUTIES AND RESPONSIBLITIES: Conducts Financial Transactions Receives checks and cash for deposit in savings and checking accounts Verifies deposit amount, examines checks for endorsements and negotiability, and processes transactions via teller terminal Cashes checks and pays money from checking and savings accounts, upon verification of signatures and customer account balances Inspects all checks, money orders, savings withdrawals, etc., to determine their negotiability Processes payments on mortgage, installment and other loans, ensuring that payments equal the amount due and all late charges, if applicable, are collected Sells and logs official checks, travelers' checks, money orders and gift checks Balances teller drawer and performs other related duties at closin. Cross Sells Bank Services Explains and suggests various accounts and certificates, interest compounding, rates, etc. Suggests the use of other banking products and services Assists Customers With Questions And Other Transactions Uses computer system to answer customer inquiries about accounts Provides additional customer services including helping customers complete forms, providing change to customers, explaining bank charges, and closing accounts Observes All Bank Security and Safety Procedures Contributes in balancing of Bank at closing and assists other tellers, as required Maintains logs and records as directed by management Prepares reports and reviews other documents as directed by Management Fills out required reports on cash transactions of $10,000 or more and reports other suspicious transactions to management Performs other duties as assigned and directed by management EDUCATION, EXPERIENCE AND QUALIFICATIONS: High School graduate or equivalent preferred Must be able to perform mathematical calculations required in order to process customer transactions and have the ability to type ENVIRONMENT AND PHYSICAL DEMANDS: The physical demand described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Effective communication skills needed in order to properly represent the Bank while conducting customer transactions May be required to stand for long periods of time while providing customer service May be required to lift up to 25 lbs in the form of coin in order to provide customer service May be required lift and transport teller drawer, up to 20 lbs, from vault to teller station and back The employee is in an office type setting in which he or she is free to move about at will. The employee in the course of performing this position spends time writing, typing, speaking, listening, sitting, walking, standing, squatting, kneeling and reaching. The employee for this position may operate any or all of the following: teller terminal, telephone, smart phone, copy and fax machines, adding machine (calculator), scanning equipment, computer terminal, laptop computer, personal computer, tablet, printers, or other equipment as directed. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. MENTAL DEMANDS: Must remain calm and professional when dealing with customers, co-workers and management. Receives and follows detailed instructions and procedures Exposed to a potentially hazardous condition, i.e., robbery Must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions. *Note: The above information on this job has been designed to indicate the general nature and level of work performed by employees within this position. It is not designed to contain or be interpreted a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Review of your performance is based on these duties and other duties. Citizens Union Bank reserves the right to revise this job description at any time. This is not a contract for employment. Therefore, either you or CUB may terminate the employment relationship at any time, for any reason. Thu, 23 Feb 2012 08:27:09 CST Jefferson, KY 18 Bank Teller http://cubbankhiring.com//jobDesc.asp?JobID=18 CITIZENS UNION BANK JOB DESCRIPTION JOB TITLE: Teller I REPORTS TO: Branch Manager/Assistant Branch Manager/Head Teller FLSA STATUS: Non Exempt SUMMARY: This position is responsible for providing a variety of customer service functions, such as conducting checking and savings account transactions, processing loan transactions, cashing checks, selling money orders and travelers checks, processing mail, maintaining account records, etc. This position is responsible for providing a high quality of customer service, cross-selling Bank services, and balancing each day's transactions and verifying cash totals. ESSENTIAL DUTIES AND RESPONSIBLITIES: Conducts Financial Transactions Receives checks and cash for deposit in savings and checking accounts Verifies deposit amount, examines checks for endorsements and negotiability, and processes transactions via teller terminal Cashes checks and pays money from checking and savings accounts, upon verification of signatures and customer account balances Inspects all checks, money orders, savings withdrawals, etc., to determine their negotiability Processes payments on mortgage, installment and other loans, ensuring that payments equal the amount due and all late charges, if applicable, are collected Sells and logs official checks, travelers' checks, money orders and gift checks Balances teller drawer and performs other related duties at closin. Cross Sells Bank Services Explains and suggests various accounts and certificates, interest compounding, rates, etc. Suggests the use of other banking products and services Assists Customers With Questions And Other Transactions Uses computer system to answer customer inquiries about accounts Provides additional customer services including helping customers complete forms, providing change to customers, explaining bank charges, and closing accounts Observes All Bank Security and Safety Procedures Contributes in balancing of Bank at closing and assists other tellers, as required Maintains logs and records as directed by management Prepares reports and reviews other documents as directed by Management Fills out required reports on cash transactions of $10,000 or more and reports other suspicious transactions to management Performs other duties as assigned and directed by management EDUCATION, EXPERIENCE AND QUALIFICATIONS: High School graduate or equivalent preferred Must be able to perform mathematical calculations required in order to process customer transactions and have the ability to type ENVIRONMENT AND PHYSICAL DEMANDS: The physical demand described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Effective communication skills needed in order to properly represent the Bank while conducting customer transactions May be required to stand for long periods of time while providing customer service May be required to lift up to 25 lbs in the form of coin in order to provide customer service May be required lift and transport teller drawer, up to 20 lbs, from vault to teller station and back The employee is in an office type setting in which he or she is free to move about at will. The employee in the course of performing this position spends time writing, typing, speaking, listening, sitting, walking, standing, squatting, kneeling and reaching. The employee for this position may operate any or all of the following: teller terminal, telephone, smart phone, copy and fax machines, adding machine (calculator), scanning equipment, computer terminal, laptop computer, personal computer, tablet, printers, or other equipment as directed. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. MENTAL DEMANDS: Must remain calm and professional when dealing with customers, co-workers and management. Receives and follows detailed instructions and procedures Exposed to a potentially hazardous condition, i.e., robbery Must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions. *Note: The above information on this job has been designed to indicate the general nature and level of work performed by employees within this position. It is not designed to contain or be interpreted a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Review of your performance is based on these duties and other duties. Citizens Union Bank reserves the right to revise this job description at any time. This is not a contract for employment. Therefore, either you or CUB may terminate the employment relationship at any time, for any reason. Thu, 23 Feb 2012 08:27:09 CST Shelby, KY 18